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How Ford Credit can help you finance your next Ford vehicle

Added: 29 September 2022

How Ford Credit can help you finance your next Ford vehicle

Planning to buy or lease a new Ford car? Whether you’re looking for a new company vehicle or an upgrade to your family car, there are a number of financing options available to you through Ford Credit.

Here is everything you need to know about Ford Credit and how it can help you make the perfect new Ford vehicle yours today.

What is Ford Credit?

Ford Credit is the financial branch of Ford - or Ford Motoring Company - that offers flexible financing solutions for Ford customers. These financing solutions have been available via Ford Credit for more than 60 years, and have helped millions of customers drive away with the right vehicle.

As a member of the Finance and Leasing Association (FLA), Ford Credit adheres to the FLA Lending Code. This means you can finance your Ford vehicle with complete peace of mind because the FLA Lending Code upholds its members to strict standards regarding consumer lending.

Ford Financing Options

Ford Credit is available to both personal and commercial users, with various financing options and offers to suit all circumstances.

For personal users, Ford Credit is available to help you finance a new Ford. There are a number of options to help you simplify getting your new car on the road. These include:

  • Ford Personal Contract Hire: Lease a Ford car with a fixed rental plus monthly rentals. You give the car back at the end of the agreement.
  • Ford Acquire: pay a deposit and pay off the rest of your vehicle in monthly instalments. You own the car at the end of the contract.
  • Ford Options: a type of Personal Contract Purchase (or hire purchase) where the monthly deposit is lower than it would be on a Ford Acquire agreement of the same length and deposit.
  • Ford Options Cashplan: An advance payment plus an optional final deposit, without any monthly instalments.

Business users can benefit from the same great financing options through Ford Credit for any passenger vehicles. For Ford commercial vehicles, two further Ford Credit financing options exist:

  • Ford Finance Lease: A lease where you sell the vehicle at the end of the agreement, with any sales proceeds being returned to you.
  • Commercial Line of Credit: A commercial line of credit is available to business users on a Ford Acquire, Ford Options or Ford Finance Lease agreement.

Becoming a Ford Credit customer

Interested in financing your next Ford vehicle through Ford Credit? Speak to a member of our knowledgeable team to find out more and see the options available to you today. We’ll be happy to guide you through every step of the process, from working out costs to understanding the next steps.

As a Ford Credit user, you have access to everything you need to manage your account online. Via the Ford website, you can see all the details of your Ford Credit finance plan, make payments, access all the related documentation and update your information when needed. With all of this information available at your fingertips, there is never any need to go into a physical branch or spend hours on the phone waiting to speak to someone. Just like your Ford car, Ford Credit puts you in complete control.